Terms

Terms of use

Susman Insurance Agency (California License 0B75129) runs this site, offering general life insurance education and a quoting tool powered by your answers.

Estimates, not guarantees. Carrier quotes for your class are for information only and not binding. Not an insurance offer, premium promise or approval guarantee. Underwriting sets the final premium, class and eligibility; the issued policy and riders rule.

No binding coverage here. Quotes, applications and contact submissions create no coverage. Only a carrier-issued, accepted and paid policy grants coverage.

Subject to change. Product selection, carriers and pricing differ by state and profile and adjust without warning. California residents see these quotes.

Educational only. Site guides are general information and not legal, tax or financial advice. Verify anything important with a licensed professional.

Third-party application. The application page uses an external secure platform governed by its separate terms.